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Underwriting

Let our insights and technical knowledge keep you informed and up to date to enhance your competitive advantage.

Underwriting

Underwriting Manual

Underwriting manuals play a vital role in managing risk for insurers and reinsurers alike. Gen Re’s underwriting manuals support underwriters across the globe in their daily work by providing comprehensive, evidence-based guidelines for the assessment of multiple types of risk.

Underwriting Engine

Our global expert underwriting system COMPASS is used by numerous companies and markets, processing more than 15,000 applications each day. COMPASS evaluates and underwrites Life and Disability applications. Depending on the product type, suggested underwriting actions include policy issue, request for additional information, referral to an underwriter or decline.

Our Services

Products

Our services include the design of new products, calculation of the respective rates, and development of policy terms and conditions.

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Medical Services

Our medical team supports Gen Re – and is here for you.

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Data Analytics

Monitoring and analysis of industry-wide data pools.

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FacWorld

Our extranet platform for the transmission of underwriting/claims documents and actuarial data such as portfolio or accounting data.

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Featured Research

Mental Health

Mental Health

We believe there is more our industry can do to support people living with mental health conditions. Our passionate team of global experts is working to share their knowledge, challenge existing practices, and develop new solutions to help foster a more inclusive approach to mental health.

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Behavioral Economics

Behavioral Economics

In a time of rapidly evolving underwriting approaches, uncertainty about future morbidity and mortality improvement, and increased insurer focus on client engagement, the Gen Re BE Academy, developed in relationship with Suffolk University professors, is designed to help our clients’ staff learn how small changes can make a big difference.

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Upcoming Underwriting Events & Training

Featured events, conferences, training & education.

Events

Business School

Your partner for professional development in insurance.

Training courses for underwriters and claims assessors.

Our Publications

Featured Article

New Mortality Assumptions for Pension Business in Spain

Longevity can be seen as a societal achievement, but it can also become a risk. Using the new 2nd Order Base Mortality Table (PER2020) for Spain, we look at these new mortality assumptions to better understand its implications for the insurance sector.

Microdosing – The Underwriting Perspective
A growing body of scientific evidence suggests a positive relationship between microdosing psychedelic drugs and an improvement of mental disorders such as depression. We explore which drugs are commonly used for microdosing, how they work and the potential benefits and challenges they present.
Annika Luckmann
Chronic Pain and the Role of Insurers – A Multifactorial Perspective on Causes, Therapies and Prognosis
Chronic pain needs a comprehensive approach, considering biological, psychological, and social factors. Emerging technologies like VR, gene therapy, and stem cell interventions show promise. Personalized care and early intervention can improve outcomes and reduce costs. Collaboration among stakeholders is essential to mitigate chronic pain’s impact.
Dr. Sebastian Speicher
Screening Tests and Insurers – Lessons From PSA Testing in Asymptomatic Men
PSA screening for prostate cancer presents key considerations for insurers. While it aids early detection, concerns about overdiagnosis highlight the need for careful evaluation. Insurers must balance screening requirements with ethical implications, ensuring tests are conducted appropriately.
Dr. Chris Ball
The Latest in Obstructive Sleep Apnea
Approximately one billion people across the globe are estimated to have Obstructive Sleep Apnea, making it the most common respiratory-related sleep disorder. Learn more about this medical condition including risk factors, how it’s diagnosed, complications, treatments and future therapies.
Dr. Jonah Fox

 

We take an end-to-end approach to the service we provide. Whether you are looking for new insights into product development, access to leading underwriting tools and expertise, or assistance with a challenging claim, we have the people and tools to help directly or by way of training.

For further information, please contact Andres Webersinke.