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Casualty
Casualty

Products & Services

The assessment of liability risks requires comprehensive expertise in all industries. New risks and a continuously changing legal landscape pose new challenges for various professions. Our Casualty reinsurance solutions can reduce volatility in your book from an individual risk loss to a single occurrence with multiple risk losses.

We offer Treaty and Facultative reinsurance solutions for a broad range of Casualty portfolios and coverages including General Liability, Products Liability, and Personal Accident.

From Confidentiality to Courtroom? The Future of Reinsurance Disputes in the EU
Will the EU rethink reinsurance arbitration? The Advocate General’s opinion in N V Reibel could expand judicial review and shift disputes toward the courts – challenging confidentiality and raising the risk of less, not more, transparency.
Caroline Sijbrandij
Priced for the Worst – The Market for Lemons and the Retreat from AI Cover [Part 4 of 4]
When insurers cannot distinguish good risks from bad, pricing breaks down. This article examines how information asymmetry is driving AI exclusions, shaping underwriting decisions, and creating demand for dedicated AI insurance solutions. The market is adapting in response.
Frank Schmid
Emotional Intelligence – The Missing Variable in Litigation Negotiation
Emotional intelligence can be as important as legal analysis in claims and litigation negotiations. By understanding motivations, managing emotions, building trust, and adapting communication, insurance professionals can break impasses, resolve disputes more effectively, and improve outcomes.
Michael Pagenta, Jennifer Kapp (partner at Cruser, Mitchell, Novitz, Sanchez, Gaston & Zimet, LLP) (guest contributor)
When the Market Fails Together – The Percolation Threshold in AI and Cyber [Part 3 of 4]
Shared dependence creates a tipping point in cyber and AI exposures. Below it, losses remain isolated and diversification works. Above it, a single provider failure can generate losses across much of a book, challenging traditional assumptions of insurability.
Frank Schmid
Risk You Can Price, Uncertainty You Cannot – Knight’s Distinction and the AI and Cyber Tails [Part 2 of 4]
Drawing on Frank Knight’s distinction between risk and uncertainty, this article explores why AI and cyber exposures can be difficult to price. When probabilities cannot be reliably estimated, policy wording, sub-limits, and exclusions become key tools for managing tail risk.
Frank Schmid

Underwriting

The changing risk landscape is getting more complex every day, creating new challenges for all businesses and branches.

At Gen Re we have a deep understanding of casualty matters. We are continuously monitoring recent developments all over the world and share them with our clients.

We support you with analysis and consulting services as well as seminars and publications. Gen Re’s publications are written by underwriters for underwriters, to provide you with current information on relevant exposures.

Our superior financial security and our underwriting expertise help you achieve your business goals.

Underwriting
Claims

Claims

Gen Re offers reinsurance claims support to clients underwriting third-party liability covers in the direct market across a wide variety of different lines of business, including Auto/Motor, General Liability, Professional Lines, and Cyber Risks.

We bring a wealth of knowledge and expertise to the table. We support clients in managing their Casualty class portfolios wherever we can, ensuring that claims presented under our Casualty contracts are adjusted and settled promptly and fairly.

Tools & Resources

Our experienced underwriters and proprietary software tools can provide you with a unique and valuable view of your business. Find out how a fresh look at your exposures can help you manage your book.

RET

Our reserve estimation (RET) tool helps to estimate complete, error-free as well as uniform and transparent individual reserves for severe personal injury claims.

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RET AR

Initial reserve estimation (RET AR) is a tool that helps to simplify / accelerate the calculation of an initial reserve in personal injury cases, while standardizing and providing technical support.

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UHS

Maintenance damages (UHS) calculates proposals for the support of the survivors of a person who has been killed.

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Consulting

Gen Re’s consulting unit for Germany, Austria and Switzerland works on actuarial issues in Property & Casualty insurance. Our focus is on standardized business (for private or small businesses).

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