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Products
Products

At Gen Re, we believe that information and collaboration are the basis for great innovation.

We leverage the actuarial, medical, and underwriting expertise of our global units with the market-specific knowledge of our regional departments to support your product initiatives.

Our product development support comprises a wide range of services needed by primary insurers, including design of new products, calculation of the respective rates, and development of policy terms and conditions. Post-launch, our portfolio monitoring and experience studies offer additional valuable insights.

Our Products

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Mortality

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Longevity

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Disability

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Critical Illness/
Dread Disease

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Health

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Long Term Care

Our Services

Underwriting

Risk assessment of individual lives is a core strength at Gen Re. We offer services in all areas of risk assessment.

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Market Research & Surveys

Understand biometric risks – from single portfolios to market-wide surveys.

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Analytics

Using a wide range of techniques such as random forest, GLMs or neural networks our data scientists get the most of complex data; always in collaborations with our experts from other fields a maximum of insights and interpretability is achieved.

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Digital Solutions

We help our clients create digital solutions across the insurance value chain.

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Recent Research

Diabetes and Critical Illness Insurance – Bridging the Protection Gap
Diabetes affects millions and is often undiagnosed. It increases risk for critical illnesses. CI insurance is evolving to support prevention, wellness, and broader coverage – even for prediabetics and diabetics – helping close the protection gap.
Samuel Lim, Winncy Wong
Group Term Life – Results of 2025 U.S. Market Survey
Sharing results of the latest Gen Re Group Term Life Market Survey, which also includes a review of the Accidental Death & Dismemberment industry. Twenty-four carriers participated in this year’s survey that tracked sales, inforce results, lapse rate, and employee-paid data.
Ruth Potter
Individual Disability – Results of 2025 U.S. Market Survey
Sharing results of our Individual Disability Market Survey. This annual benchmarking survey covers Non-Cancelable, Guaranteed Renewable, Buy-Sell and Guaranteed Standard Issue product lines for 2024 and 2025. Sixteen carriers participated in the survey, representing $5.6 billion of inforce premium.
Lisa Bolduc
Business Challenges and Opportunities in a Silver Economy
As global aging reshapes economies, the “silver economy” offers major opportunities for insurers. This article highlights seniors’ diverse needs and the importance of product innovation, personalized engagement, improved underwriting, and simplified claims to support healthy, independent aging.
Winncy Wong
Overworking – Implications on Medical and Financial Underwriting
Overworking increases medical and financial risks in Disability underwriting. Excessive work hours are linked to higher rates of stroke, heart disease, and mental health issues, while the income may be unsustainable, requiring careful assessment of health, earnings stability, and coverage limits.
Lindsay McPeak

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